Attic Inspection For Fha

The appraiser must observe the interiors of all attic spaces.

Attic inspection for fha. Inspection the attic must be examined whether access is by pull down stairway or scuttle. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. In addition its structural integrity can t be in danger of being compromised.

This means that if the appraiser cannot fully enter the attic a simple head shoulders inspection is adequate. Is an attic inspection required for fha. At a minimum the appraiser must enter head and shoulders into the attic. An fha inspection is conducted by a licensed hud approved property appraiser.

Fha appraisers are required to observe the attic area. In cases where access through a scuttle is limited and the appraiser cannot fully enter the attic the insertion of at least the head and shoulders of the appraiser will suffice. However hud fha does not have a real definition of attic in their documentation. This means that if the appraiser cannot fully enter the attic a simple head shoulders inspection is adequate.

The guidance in this faq is effective for case numbers assigned on or after september 14 2015. Fha appraisers fha has always had a requirement for appraisers to inspect attics. Here s what fha has to say. Generally speaking the home must reasonably protect the safety and health of its occupants and adequately support the protection of their property.